5 Questions on Chapter 7 Bankruptcy

5 Questions on Chapter 7 BankruptcyCheck out these questions to learn the answers to 5 questions on chapter 7 bankruptcy in South Jersey. Then call attorney Andrew Carroll for a legal consultation and free case review.

What’s important to know about chapter 7 bankruptcy?

Many of our South Jersey clients who are exploring bankruptcy want to know specifically if Chapter 7 bankruptcy is right for them, or what a Chapter 7 bankruptcy is. A Chapter 7 bankruptcy is best suited for individuals who have a lot of unsecured debts, like credit cards or medical bills, but are current with their mortgage and car payments. If you have any question about what Chapter 7 bankruptcy is and how it can help you, or what your other options are, please contact our office.

How do I choose the right chapter 7 bankruptcy attorney?

A common mistake we’ve seen a lot of clients make is thinking they can go without any attorney when filing for bankruptcy. When you’re filing for bankruptcy, it’s important that you have an attorney who is experienced in bankruptcy, whose practice is primarily bankruptcy, and who is also well versed in mortgage remodifications and foreclosures, as those can come into play with your bankruptcy. If you have any questions, please contact our office.

Can I covert a Chapter 7 to a Chapter 13 bankruptcy?

Just the other day we had a client convert from a Chapter 7 to a Chapter 13. This is very common. As situations change, things do come up during course of the bankruptcy filing that can make this necessary. It’s very common to transfer from a Chapter 13 to a Chapter 7, or from a Chapter 7 to a Chapter 13. If you have any questions about this, please contact our office.

How long does it take to complete a Chapter 7 bankruptcy?

Another common question we often get in our South Jersey office is, “How long does it take to file a Chapter 7 Bankruptcy?” In an emergency situation, the documents can be filed within one to two hours. Under normal circumstances, the documents will be filed within one to two weeks. A month after that, you will have your hearing and, within about four months, your debts will be discharged. If you have any questions about this process, please contact our office.

How much does it cost to file a chapter 7 bankruptcy?

Probably the number one question we get in our office is, “How much is this Chapter 7 bankruptcy going to cost me?” A good baseline price is about $1,500. Although, depending on the complexity of your case, that number could go up or down. It’s also important to remember that here, in our office, we do not charge if a spouse is included in that Chapter 7 bankruptcy. If you have any questions about our pricing or how we can help you in your situation, please contact our office.

Contact Our South Jersey Office Today

Are you or a loved one constantly being called by creditors and have questions about chapter 7 bankruptcy? Contact experienced South Jersey Chapter 7 bankruptcy lawyer Andrew Carroll of All Jersey Bankruptcy today for a free consultation and case evaluation.

We are dedicated to giving you the answers that you need in order to make an informed decision about whether bankruptcy is the best decision option for you.

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