Attorney Andrew M. Carroll has dedicated himself to the practice of bankruptcy, foreclosure defense, and loan modifications in order to develop the skills to fight for the interests of his clients.  The work that he does is based on finding the solution that works for the individual.  Mr. Carroll does not presume that a bankruptcy filing is the right decision for the client because that is what someone else has told the person that he or she needs.  He will present alternatives and engage in an honest discussion in order to arrive at the right decision for people needing a new financial start.