Requirements to File For Bankruptcy

Are you considering the option of filing for bankruptcy? Read this article about the requirements to file for bankruptcy in South Jersey. Call us now.

Who Can File For Bankruptcy?

Requirements to File For BankruptcyAnybody can file for bankruptcy. However, the question is, which bankruptcy is right for you, Chapter 7 bankruptcy or Chapter 13? Chapter 7 would be a complete discharge of your unsecured debts, and a Chapter 13 would be a repayment plan when you want to maintain secure debts, such as a home or a car. If you have any questions about whether bankruptcy is right for you or which bankruptcy is right for you, please contact our office.

Why You Need A Bankruptcy Attorney

It’s important to have a bankruptcy attorney to help guide you through this process. It’s important to make sure that your documents are filed on time and that you’re filing for the correct bankruptcy. You need somebody to help you decide whether a Chapter 7 or a Chapter 13 would be beneficial for you. Also, for people who are concerned about losing their home or their car, you need an attorney who knows what they’re doing to be able to stop share of sales and to recover your car if it’s been repossessed. Individuals, too, whose wages have been garnished or whose bank account has been levied, you need a skilled attorney, an experienced attorney who can recover those funds for you.

Qualifications For Bankruptcy

When a lot of our clients walk through our doors in our South Jersey office, they want to know, “What are the chances that I’m going to not be accepted for bankruptcy?” For a lot of people, this is a last-ditch effort. They don’t know where else to go or where else to turn. The answer is almost everyone will qualify for more than one form of bankruptcy or another. That’s why it’s important to have an attorney who’s knowledgeable in bankruptcy and experienced with bankruptcy to guide you. The important part of being approved for bankruptcy is making sure you choose the right type of bankruptcy. If you have any questions about whether bankruptcy is right for you or whether you should be considering a Chapter 7 or a Chapter 13, please call our office.


Are you or a loved one dealing with a mountain of debt and have questions about the requirements to file for bankruptcy? Contact experienced South Jersey bankruptcy lawyer Andrew Carroll of All Jersey Bankruptcy today for a free consultation and case evaluation.

We are dedicated to giving you the answers that you need in order to make an informed decision about whether bankruptcy is the best decision option for you.

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