Category Archives: Chapter 13

After I file for bankruptcy, will I have the right to own property?

Bankruptcy attorney in New Jersey and South Jersey

After I File for Bankruptcy in New Jersey,  Will I Have the Right to Own Property? In addition to the property that is exempt under New Jersey law, you will be able to come into possession of property after the filing.  However, if you receive income or property in the form of a life insurance payment, inheritance, […]

Where to File Bankruptcy in New Jersey By County

New Jersey Chapter 13 Bankruptcy Attorney

U.S. Bankruptcy Court – District of New Jersey WHERE TO FILE – BY COUNTY As your bankruptcy lawyer, I will handle all of the aspects of your bankruptcy filing in New Jersey so that you can move on and get back to your normal daily activities. As my client, you can leave all of the […]

Does My Spouse Have to File for Bankruptcy if I File for Bankruptcy in New Jersey?

Does My Spouse Have to File for Bankruptcy if I File for Bankruptcy in New Jersey? You may file for bankruptcy without your spouse.  However, you should remember that your spouse’s salary and wages will be included in determining your income and your spouse will remain liable for any debts that are owed by the […]

How Often Can I File a bankruptcy action in New Jersey?

How Often Can I File a Bankruptcy Action in New Jersey? You can file a Chapter 7 Bankrupty eight years after the filing of a previous Chapter 7 filing date and six years after the filing of a previous Chapter 13 action.  A Chapter 13 bankruptcy cannot be filed within two years of a previous […]

What Benefits Could I Receive From Filing Bankruptcy in New Jersey?

Bankruptcy attorney in New Jersey and South Jersey

What Are the Benefits of Filing for Bankruptcy in New Jersey? The first thing that filing a bankruptcy action does is impose an automatic stay, which means that all creditors must stop all collection efforts, including a mortgage lender who may be trying to foreclose on your home.  In addition, bankruptcy can: Discharge most, if […]

What is a Bankruptcy Action in New Jersey?

What is a Bankruptcy Action? Bankruptcy is a legal action where a person who has incurred debts in an amount that he cannot pay, whether that is from the total accrual of debts during the course of every day events or the happening of an unexpected occurrence, can reorganize the debt or have it discharged […]

Freedom from Your Second Mortgage Under a New Jersey Chapter 13 Bankruptcy

New Jersey Chapter 13 Bankruptcy Attorney

Can You File a Chapter 13 Bankruptcy on a Second Mortgage But Keep the House in New Jersey? by New Jersey Chapter 13 Lawyer Andrew M. Carroll In the aftermath of the real estate crisis, many Americans have found themselves underwater in their mortgages. In fact, a recent study revealed that a shocking 6.4 million […]