You may file for bankruptcy without your spouse. However, you should remember that your spouse’s salary and wages will be included in determining your income and your spouse will remain liable for any debts that are owed by the two of you.
As a New Jersey bankruptcy lawyer, I answer your debt relief questions over the phone or in person at my office. We will review all of your debt relief options – both non-bankruptcy and bankruptcy. I will help you to understand the differences between a Chapter 7 bankruptcy filing and Chapter 13 bankruptcy filing to help you determine which of these is right for you. If filing for bankruptcy is the right choice overall in your situation, we can discuss the next steps in the process. Please contact me at (609) 400-4690 for your free New Jersey debt relief and bankruptcy consultation.